Internship Report on ZTBL

Internship Report on ZTBL is available for Rs 1000/- Only. Students are require to deposit the amount into our bank account and get soft copy almost 100 pages. Table of content of this report is below. Only serious students may contact us at vuaccess@gmail.com

Table of Content 

Part One_ 8 Ch. 1:    Introduction of Zarai Tarqiati Bank Ltd. 8 Chapter 1_ 9 History 9 Credit Rating_ 11 Corporate Vision_ 12 Corporate Mission_ 12 Corporate Objectives 13 Transformation of ZTBL to R.F.I of the country and road to excellence. 14 Branch Network 16 Management Hierarchy 17 Board of Directors 19 A Brief Resume of President 20 Kissan Support Services Ltd. 23 KSS Aim_ 23 KSS Operation_ 23 Objectives 23 Services/Activities so far undertaken by KSS_ 24 Chapter 2_ 25 Products and Services 25 ZTBL Locker Facility_ 25 Products offered to Meet Finance Need of Farmers 26 Types of Loans Advanced_ 26 Loan Schemes 27 Supervised agriculture scheme: 27 Zarkhaiz (one window operation) 27 Sada Bahar Scheme_ 27 Tea financing scheme_ 28 Crop maximization project 28 PER ACRE CREDIT LIMITS 30 Major Crops 30 Minor Crops 30 Growing Agro Forest Trees 31 Growing Orchards 31 Mature Orchard/Fruits crops 32 Types of Security 33 Immovable Property_ 33 Moveable Property and Guarantees 33 Personal Surety_ 34 Debt Equity Ratio_ 35 Repayment Periods 36 Recovery Procedure_ 36 A) Recovery Schedule_ 36 b) Issuance of Notices 36 c) Legal Action_ 36 d) Rescheduling of Loan Repayment Facility_ 37 d) Down Payment for Rescheduling of Loans 37 Chapter 3_ 38 Horizontal Analysis of Balance Sheet 38 Vertical Analysis of Balance Sheet 39 Horizontal Analysis of Profit & Loss 40 Vertical Analysis of Profit & Loss 42 Interpetation of Horizontal and Vertical Analysis 44 Interpetation of Horizontal and Vertical Analysis of Balance Sheet 49 Cash and Balance with Treasury Banks 49 Ratios 52 Key Financial Trends of 2009_ 55 Credit Risk 57 Market Risk_ 58 Liquidity_ 59 Profitability_ 60 Capitalization_ 61 Chapter 4_ 65 SWOT Analysis 65 Strengths 65 Weaknesses 66 Opportunities 67 Threats 68 Part Two_ 69 Ch. 5:    Assignments I handled during my Internship. 69 Chapter 5_ 70 Organogram of Mian Channu Branch_ 70 Redemption of loan_ 71 Opening of Current Account 74 1: Acquiring Original CNIC_ 74 2: Filling Current Account Form_ 74 3: Filling of Know Your Customer Form_ 75 4: Current Account Specimen Card_ 76 5: Registering name in the Current Account Register (Issuance of A/C No.) 76 6: Filling of Deposit Slip of starting amount 77 7: Signing by AMO and Manager 77 8: Issuance of Cheque book_ 78 9: Opening account in the ledger of bank_ 78 ZTBL Flood Relief Fund 2010_ 81 Writing of Vouchers 83 1. Debit Voucher 83 2. Credit Voucher 83 3. Transfer Voucher 83 Sample of Debit/Credit Voucher 84 Sample of Transfer Voucher 89 Daily Transaction Scroll 90 Making Entries in the Ledgers 92 Disbursement and Recovery Entries 92 Revolving SBS Loan_ 94 Opening and Closing Cash_ 97 Key Register 97 Safe Register: 97 Dispatch and Diary 98 Recommendations 98 Conclusion_ 100

Above report is Available so deposit the amount Rs 1000/- and get this report. email at vuaccess@gmail.com