internship report on zarai taraqiati bank 2016

Internship Report on Zarari Tarqiati Bank for the year 2016 is available for submission only in Rs 1000/- . Students are requested to send following information through email to get this report.

Table of Contents

Part One_ 8

Ch. 1:    Introduction of Zarai Tarqiati Bank Ltd. 8

Chapter 1_ 9

History_ 9

Credit Rating_ 11

Corporate Vision_ 12

Corporate Mission_ 12

Corporate Objectives 13

Transformation of ZTBL to R.F.I of the country and road to excellence. 14

Branch Network_ 16

Management Hierarchy_ 17

Board of Directors 19

A Brief Resume of President 20

Kissan Support Services Ltd. 23

KSS Aim_ 23

KSS Operation_ 23

Objectives 23

Services/Activities so far undertaken by KSS 24

Chapter 2_ 25

Products and Services 25

ZTBL Locker Facility 25

Products offered to Meet Finance Need of Farmers 26

Types of Loans Advanced_ 26

Loan Schemes 27

Supervised agriculture scheme: 27

Zarkhaiz (one window operation) 27

Sada Bahar Scheme_ 27

Tea financing scheme_ 28

Crop maximization project 28

PER ACRE CREDIT LIMITS_ 30

Major Crops 30

Minor Crops 30

Growing Agro Forest Trees 31

Growing Orchards 31

Mature Orchard/Fruits crops 32

Types of Security_ 33

Immovable Property 33

Moveable Property and Guarantees 33

Personal Surety 34

Debt Equity Ratio_ 35

Repayment Periods 36

Recovery Procedure_ 36

A) Recovery Schedule_ 36

b) Issuance of Notices 36

c) Legal Action_ 36

d) Rescheduling of Loan Repayment Facility 37

d) Down Payment for Rescheduling of Loans 37

Chapter 3_ 38

Horizontal Analysis of Balance Sheet 38

Vertical Analysis of Balance Sheet 39

Horizontal Analysis of Profit & Loss 40

Vertical Analysis of Profit & Loss 42

Interpretation of Horizontal and Vertical Analysis 44

Interpretation of Horizontal and Vertical Analysis of Balance Sheet 49

Cash and Balance with Treasury Banks 49

Ratios 52

Key Financial Trends of 2015

Credit Risk_ 57

Market Risk 58

Liquidity 59

Profitability 60

Capitalization_ 61

Chapter 4_ 65

SWOT Analysis 65

Strengths 65

Weaknesses 66

Opportunities 67

Threats 68

Part Two_ 69

Ch. 5:    Assignments I handled during my Internship. 69

Chapter 5_ 70

Organogram of Mian Channu Branch_ 70

Redemption of loan_ 71

Opening of Current Account 74

1: Acquiring Original CNIC_ 74

2: Filling Current Account Form_ 74

3: Filling of Know Your Customer Form_ 75

4: Current Account Specimen Card_ 76

5: Registering name in the Current Account Register (Issuance of A/C No.) 76

6: Filling of Deposit Slip of starting amount 77

7: Signing by AMO and Manager 77

8: Issuance of Cheque book 78

9: Opening account in the ledger of bank 78

ZTBL Flood Relief Fund 2010_ 81

Writing of Vouchers 83

1. Debit Voucher 83

2. Credit Voucher 83

3. Transfer Voucher 83

Sample of Debit/Credit Voucher 84

Sample of Transfer Voucher 89

Daily Transaction Scroll 90

Making Entries in the Ledgers 92

Disbursement and Recovery Entries 92

Revolving SBS Loan_ 94

Opening and Closing Cash_ 97

Key Register 97

Safe Register: 97

Dispatch and Diary_ 98

Recommendations 98

Conclusion_ 100

                                                                                                                      

Get complete report having page above 100  send us complete below information and get this report

• University name
• Clearly write area of study
• Deposit Rs 1000/- Amount into our bank account. 

Send your email at vuaccess@gmail.com for internship report.